Disclaimer

We are not a lender

Crunch Assistance LLC ("Crunch Assistance," "we," "us") operates a free online connection service. We are NOT a lender, broker, or agent of any lender, and we do not make credit decisions. We do not offer or charge for loans, and we cannot guarantee that any lender will offer you a loan or any specific terms.

No government affiliation

Crunch Assistance is not affiliated with, endorsed by, or sponsored by any federal, state, tribal, or local government agency.

Loan terms are set by lenders

All APRs, fees, repayment terms, and loan amounts are set by the participating lender that originates your loan. Crunch Assistance has no role in setting or controlling those terms. APRs in our network typically range from 5.99% to 35.99%, with repayment terms from 91 days to 72 months, but your actual offer may vary.

Service availability

Loans are not available in every state. Lenders in our network may not lend in your state, or may offer different products and terms than described on this site, depending on state law.

Credit reporting

Crunch Assistance does not perform credit checks. Participating lenders may verify your credit through one or more credit bureaus (Experian, Equifax, TransUnion) or alternative data sources. Late payment, missed payments, and non-payment of a loan may negatively affect your credit score.

Short-term loans are expensive

Short-term loans are designed for short-term financial needs and are not a long-term financial solution. If you are experiencing recurring debt problems, we encourage you to seek non-profit credit counseling or other professional advice.

Tribal lenders

Some lenders in our network are tribal entities operating under the laws of a sovereign nation, which may differ from the laws of your state with respect to interest rates and fees. Review your loan agreement carefully.

Testimonials

Any consumer comments displayed on this site are representative of the types of feedback received and are not guarantees of any particular outcome. Your individual experience will depend on the lender and your situation.