How Crunch Assistance Works
A simple, transparent, three-step process.
Step 1 — Submit your information
Fill out our short online request form. We ask for basic information such as your name, contact details, employment information, the loan amount you would like to request ($100 – $10,000), and the purpose of the loan.
Step 2 — We connect you with participating lenders
Crunch Assistance is not a lender and does not make loan or credit decisions. After you submit your information, we forward it to our network of participating lenders and lending partners. These third parties review your information using their own underwriting criteria.
Step 3 — Review and decide
If a lender extends an offer, you will be presented with the full loan terms — including the APR, total repayment amount, repayment period, fees, and the lender's full legal name, mailing address, and customer-service phone number. You are under no obligation to accept any offer. Read every document carefully before you sign.
Frequently Asked Questions
How much can I request?
You may request a loan of $100 to $10,000. The amount actually offered depends entirely on the lender's underwriting decision and the laws of your state.
What APR will I be offered?
APRs in our lender network typically range from 5.99% to 35.99%. Your actual APR is set by the lender and depends on factors such as your credit profile, income, loan amount, repayment term, and state of residence.
How long do I have to repay?
Repayment periods range from 91 days minimum to 72 months maximum. The exact term will be disclosed in your loan agreement.
Does Crunch Assistance charge me a fee?
No. Our service is always free to consumers. Lenders may charge fees (such as origination, administration, or late fees), all of which will be disclosed in your loan agreement before you sign.
When will I get my money?
If approved and you accept the lender's offer, funds are typically deposited as soon as the next business day. The exact timing depends on the lender and your bank.